Become a partner

SPRK aids client retention and cross-selling, introduces new clients to them and collects their fees.

  • Demonstrable Value to your clients

    Many clients view the preparation of tax returns and R&D claims as expensive compliance work where little value is added. By being able to offer access to SPRK Advances SAA’s can demonstrate that, even after the costs of the quarterly SPRK Advances they can either achieve the same R&D spend using 18% less capital or if they have the funds generate 20% more R&D and therefore increase their refund by 10% by using a combination of their money and SPRK’s.

  • Gain more

    SPRK refers clients to SAAs thereby taking the hassle and cost out of acquiring new clients. When SPRK is approached by potential borrowers they are told that their R&D refund claim must be completed, or at a minimum the work of their accountant must be reviewed by a SAA in order to meet the underwriting criteria for an advance.

    SPRK refers to this as our “virtuous circle” and is a win for everyone. The client gets the majority of their refund much sooner, the SAA gets a new client and SPRK acquires a borrower.

  • SPRK collects client fees, up to 10% of the refund.

    Fee collection is a significant consumer of time and money for accountants. The SPRK loan documentation provides for the disbursement waterfall of the refund to be – repayment of principal, Interest and any costs of collection followed by payment of the SAA’s fee (up to 10% of the refund) followed by payment of the balance to the borrower. This ensures you get your money quickly and easily.


  • Access to funding to innovate and grow and stay ahead of the competition – banks won’t lend them money.
  • Raising additional capital means diluting their shareholding in the company they’ve worked so hard to build.
  • Time means money and is precious. They want to spend their time working on their R&D not raising funds.
  • Many accounting firms are wanting to break into the SME segment more aggressively – they are seen to be intimidating and expensive by many SMEs.
  • Client acquisition is expensive and time consuming for accountants.
  • Collecting fees is expensive and time consuming for accountants.

SPRK Solution

  • We look at what constitutes security differently to the way banks do. The refund from HMRC is what we see as our primary security.
  • SPRK can increase spend or reduce the need to raise more dilutionary capital. Accountants can also add value to their clients through this strategic solution.
  • SPRK is a fully digitised and frictionless experience.
  • SPRK is the unique proposition to engage with this audience.
  • SPRK refers new clients to accountants.
  • SPRK collects the accountant’s fees from the refund.

It’s easy, and convenient.

We’re passionate about supporting businesses who are brave and bold in staying ahead of the curve; and who are
creating economic growth and opportunities for our country.

Complete the form below and our team will be in touch so you access your money now.