Smarter capital begins with SPRK

SPRK is the leading provider of R&D Tax Credit Loans and Grant Advance Loans for businesses engaged in UK-led innovation working with the British Business Bank and Innovate UK.

Talk to us about how our SPRK Innovation Term Loans, SPRK R&D Tax Credit Loans and SPRK Grant Advance Loans can accelerate working capital for your business.

We lend at any point and as often as you need throughout the year against your R&D tax credits and Innovation Grant payments.

SPRK R&D Tax Credit Loans SPRK Grant Advance Loans SPRK Innovation Term Loans

SPRK… It's simple

  • 80-150%*
    Advance
    Rates

  • 1.33%
    per
    Month

  • 2.5%*
    Establishment
    Fee

  • No
    Hidden
    Charges

*80% maximum advance rate and maximum 2.5% fee for R&D Tax Credit Loans and Grant Advance Loans built into the product.