Smarter capital begins with SPRK

SPRK provides non-dilutive debt solutions for businesses engaged in innovation. We are the leading provider of R&D Tax Credit Loans through our SPRK R&D Advances and Grant Advance Funding through our SPRK Grant Advances.

We lend at any point and as often as you need throughout the year against your R&D tax credits and Innovation Grant payments.

SPRK R&D Loans SPRK Grant Loans SPRK Innovation Term Loans

SPRK… It's simple

  • 80%*
    Advance
    Rates

  • 1.33%
    per
    Month

  • 1.5%
    Establishment
    Fee

  • No
    Hidden
    Charges

*Maximum advance rate for R&D Loans and Grant Loans, Establishment Fee of up to 1.5% built into the loan.