Smarter capital begins with SPRK

SPRK is the leading provider of non-dilutive debt solutions for businesses engaged in UK-led innovation – Talk to us about how our SPRK Innovation Term Loans, SPRK R&D Advances and SPRK Grant Advances can advance your business.

We lend at any point and as often as you need throughout the year against your R&D tax credits and Innovation Grant payments.

SPRK R&D Loans SPRK Grant Loans SPRK Innovation Term Loans

SPRK… It's simple

  • 80-150%*
    Advance
    Rates

  • 1.33%
    per
    Month

  • 1.5%*
    Establishment
    Fee

  • No
    Hidden
    Charges

*80% maximum advance rate and maximum 1.5% fee for R&D Loans and Grant Loans built into the product.